Car Insurance in St Marys & Stratford Area
Good drivers can qualify for discounts!
Take advantage of our expert advice to discover great rates for a range of car insurance coverage options and help you find the protection that’s right for you and your automobile. We are a trustworthy brokerage in St. Marys and can provide you with the right auto insurance plans. Our insurance brokers can help reduce the hassle that comes with car-related accidents — both at-fault and not at-fault. Good drivers can qualify for discounts which can add up to 50% off of your premium! Talk to our auto insurance brokers today!
How To Save More On Car Insurance
Drive Safe
Bundle home & Auto
Install Winter Tires
Insure Multiple Vehicles
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Ontario Auto Insurance – Frequently Asked Questions
How much is car insurance in Ontario?
Because each person’s situation is unique, there isn’t a single answer to this question. Insurance companies calculate your car insurance premium taking into account a variety of factors:
- Type and amount of coverage you want
- Make, model, and year of your vehicle
- Your driving record—including claims and traffic ticket convictions
- Where you live, and
- Vehicle use (business, commuting, or pleasure driving)
How does car insurance work in Ontario?
All vehicles registered in Ontario must be insured, and proof of insurance is required to register a vehicle or renew registration.
The following coverages are mandatory in Ontario:
- Liability coverage
- Accident Benefits coverage
- Uninsured Motorist or Uninsured Automobile coverage
- Direct Compensation for Property Damage coverage
You can also add other coverages for even more protection. Your policy becomes effective after you select your coverages and pay your first premium.
Do some vehicles cost less to insure than others?
Vehicles that are less expensive to repair will typically cost less to insure.
Tip: If you’re shopping for a new car and looking for the best insurance value, a broker can give you a no-obligation quote for each of the models you’re considering.